Recommended tools

These are tools I know well and am happy to recommend. Use whatever suits your situation, and check that any product is right for you before signing up.

Wise: one account, for all the money in the world

Wise card

I've used my Wise card for over 3 years whenever I travel overseas. Wise lets you hold 40+ currencies and spend in 150+ countries.

Find out more about Wise

If you sign up through this link, I may earn a commission, at no extra cost to you.

Moneytrainer

An online budget planner for NZ and Australian users. Moneytrainer is my own business.

Visit Moneytrainer

How I Fixed My Broken Budget

My book: 7 key principles for successful budgeting.

Most people only ever operate with 2 or 3 at any one time. Find out which ones you aren't using right now and how to implement them.

Available on Amazon and as a Kindle download.

View on Amazon